Many of the companies working on tomorrow’s challenges are not listed on a stock exchange. Until recently, most individual investors had little opportunity to participate.
We spend a lot of time talking about the future: how we will generate energy, improve healthcare, produce food and use new technology.
But much of that future is being built away from the public markets.
Many of the companies developing new technologies are still private. They may be growing quickly, but their models can be unproven and their future uncertain. Some will succeed. Others will not.
Historically, the opportunity to invest in them has largely been reserved for institutions and individuals able to make substantial commitments.
That is beginning to change.
Access brings responsibility
Broader access to private markets can create new opportunities for eligible investors. It can also expose more people to complex, long-term and illiquid investments.
Opening the door is only useful if people can understand what is on the other side.
That principle shaped lumiors.
lumiors is a fund of funds. It invests in selected private equity funds, which in turn invest predominantly in private companies. The minimum initial investment is €1,000, subject to eligibility and the fund’s terms.
That is why lumiors uses its ROI² framework to assess potential underlying funds, considering financial criteria alongside the environmental or social characteristics they promote. The framework informs selection and monitoring. It does not assure financial returns or positive real-world outcomes.
No promises about the future
We will not tell investors that the future will be better because of their money. Nobody can make that promise honestly.
What we can say is that lumiors provides eligible investors with indirect exposure to selected private equity funds, while explaining the approach and risks as clearly as we can.
lumiors is classified under Article 8 of the EU Sustainable Finance Disclosure Regulation because it promotes environmental and social characteristics. It does not have a sustainable investment objective, and Article 8 is not a guarantee of impact or investment quality.
Private equity is high risk, long term and illiquid. lumiors is intended for investors with a time horizon of at least ten years. It is not suitable for anyone who may need their money in the near future, and investors may lose some or all of their investment.
Private markets may be becoming more accessible, but responsible access means being as clear about uncertainty, illiquidity and potential loss as we are about opportunity.
Marketing communication. Capital at risk. The investments of the Fund are not liquid. lumiors fund is registered with the Dutch Authority for the Financial Markets as an investment institution managed by Elite Fund Management (AFM Sub-fund ID 50039044). Refer to the prospectus and EID before making an investment decision. Further information: https://lumiors.com/information/.
