As private-market platforms multiply, access is no longer the only question. Investors also need to understand what they are accessing, how it has been selected and what risks they are taking.
Private markets are becoming available to a broader group of investors. That is broadly positive, but access alone is not enough.
The more useful question is: access to what, selected how and on whose terms?
Our answer is an approach we call Purposeful Capital.
Broader access within a regulated structure
The minimum initial investment in lumiors is €1,000, subject to eligibility and the fund’s terms. The fund provides indirect exposure to private equity through selected underlying funds rather than investing directly in individual companies.
lumiors is a sub-fund of the Alpha High Performance Fund and is managed by Elite Fund Management, a licensed alternative investment fund manager. A lower entry point does not make the underlying investments less complex or less risky.
A two-part assessment
The investment process considers financial criteria - Return on Investment - and the environmental or social characteristics promoted by an underlying fund, which we call Return on Impact. Together, we call this ROI².
The process considers financial objectives, risk, alongside the underlying fund’s environmental or social strategy and measurable indicators.
The two areas are assessed together, but neither financial returns nor environmental or social outcomes are guaranteed.
Clarity without pretending the risk disappears
Private-market investing comes with unfamiliar language, complicated structures and long documents. We want to explain the fund, its costs, its approach and its limitations as clearly as possible.
Clear language does not remove investment risk. It helps people make a better-informed decision about whether that risk is appropriate for them.
Long-term capital
lumiors is designed for investors with a time horizon of at least ten years. The intention is to invest through specialist managers backing private companies across areas such as energy, mobility, industry, food, infrastructure and technology.
Among the managers we have been assessing are SevenGen, which focuses on growth companies in Northwest Europe across areas including energy, mobility, the built environment and industrial decarbonisation; Übermorgen Ventures, which backs early-stage climate technologies across sectors including energy, transport, industry, buildings and food; and Planet A, an early-stage European technology investor focused on systemic challenges across areas including manufacturing, energy, resources and critical infrastructure.
These are examples of managers under consideration, not confirmed lumiors holdings. Any allocation remains subject to the full due-diligence process and an investment decision by Elite Fund Management.
Purpose with limits
lumiors is classified under Article 8 of the EU Sustainable Finance Disclosure Regulation because it promotes environmental and social characteristics. It does not have a sustainable investment objective, and the classification does not guarantee impact or investment performance.
Private equity is high risk, long term and illiquid. Investors may lose some or all of their investment.
We cannot promise certainty. What we can offer is a disciplined process, clearer information and a long-term approach.
If you would like to understand that approach in more detail, the prospectus and EID explain how the fund works, its costs and risks, and the basis on which investments are assessed.
Marketing communication. Capital at risk. The investments of the Fund are not liquid. lumiors fund is registered with the Dutch Authority for the Financial Markets as an investment institution managed by Elite Fund Management (AFM Sub-fund ID 50039044). Refer to the prospectus and EID before making an investment decision. Further information: https://lumiors.com/information/.
